Secretary DFS, M Nagaraju, IAS, presented APY Annual Award of Excellence Achiever for outstanding performance under Atal Pension Yojana to Punjab & Sind Bank at glittering function held today at Delhi  & organized by PFRDA. Swarup Kumar Saha,  MD & CEO Punjab & Sind Bank received the award in the presence of General Manager FI Ashni Kumar. It is a recognition of continued commitment towards financial inclusion and securing a better tomorrow for every citizen.